Easy access to digital
lending solutions

The shift in commerce towards digital channels has increased the demand for embedded payment and financing options. However, one loan product alone is often not enough to serve all use cases of a diverse portal. While payment-based rate products are strong when it comes to user experience and conversions, traditional loan products have the advantage of low interest rates down to 0% for the consumer as well as new provision revenue streams for sellers.

ndgit‘s Digital Lending Platform connects digital players with the best-of-breed banks to deliver instant loan processes with a variety of loan and rate products and a strong end-to-end customer journey.

Our solution

ndgit‘s Digital Loan Platform enables any digital player to offer rate payments, traditional loans or leasing products with pre-connected lending banks. It offers harmonized APIs to the rate payments, consumer or car loans as well as mortgages of leading banks.

ndgit offers banks and digital players new and innovative lending processes which are instant, highly optimized and increase conversion significantly. Thus, they integrate with best-of-breed fintech features e.g. for account aggregation, risk scoring, credit bureaus, KYC and digital signatures.

Rely on our strong expertise and experience from reference implementations at mobile.de, Münchner Hypothekenbank, eBay and others.

  • Easy access

    for digital platforms to a range of leading partners for loan products and services

  • Flexible loan options

    for the different use cases of lending in digital portals to push digital sales

  • High conversion

    with innovative financing processes using best-of-breed fintech features

  • New Revenue streams

    for merchants from loan commissions

  • Increase your working capital

    instant payout within 24 hours ensures financial flexibility

  • Quick time-to-market

    with an easy-to-integrate, flexibly scalable lending platform


Screenshot_2020-12-17 ndgit Open Finance Plattform

Open finance platform

One central platform to connect all types of lending products including classic consumer loans, pay later options, leasing and more.

Screenshot_2020-12-17 ndgit Open Finance Plattform(3)

Lending APIs

Universal lending APIs for one unified connection between ecommerce portals, fintechs and banking systems.

Screenshot_2020-12-17 ndgit Open Finance Plattform(2)

Fintech modules

Pre-connected best-of-breed fintech APIs for account aggregation, risk scoring, data collection from risk bureaus, KYC and more offer a convenient customer journey with instant decision making.

Screenshot_2020-12-17 ndgit Open Finance Plattform(4)

Hosting (optional)

Fully bank-compliant and secure hosting in multi-certified data centers as option.


ndgit is an expert in open finance

With ndgit you trust in one of the leading open banking providers in Europe
as well as in a repeatedly awarded API platform.
Explore API Platform
mobile.de together with ndgit implemented a loan process
on its online marketplace, resulting in an optimal customer

“ndgit is our strategic partner. We are able to use their platform to help shape our banking processes and connect with product and innovation partners quickly and easily.”

Thomas Lindner, Head of Financing Germany

Mobile.de develops loan platform with ndgit

Read more

Digital loan approval in just three minutes through PSD2 based APIs

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