Digital Lending

The shift in commerce towards digital channels has increased the demand for embedded payment and financing options. However, one loan product alone is often not enough to serve all use cases of a diverse portal. While payment-based rate products are strong when it comes to user experience and conversions, traditional loan products have the advantage of low interest rates down to 0% for the consumer as well as new provision revenue streams for sellers.

ndgit‘s Digital Lending Platform connects digital players with the best-of-breed banks to deliver instant loan processes with a variety of loan and rate products and a strong end-to-end customer journey.

Our solution

ndgit‘s Digital Loan Platform enables any digital player to offer rate payments, traditional loans or leasing products with pre-connected lending banks. It offers harmonized APIs to the rate payments, consumer or car loans as well as mortgages of leading banks.

ndgit offers banks and digital players new and innovative lending processes which are instant, highly optimized and increase conversion significantly. Thus, they integrate with best-of-breed fintech features e.g. for account aggregation, risk scoring, credit bureaus, KYC and digital signatures.

Rely on our strong expertise and experience from reference implementations at mobile.de, Münchner Hypothekenbank, eBay and others.

Easy access

for digital platforms to a range of leading partners for loan products and services
Flexible loan options

for the different use cases of lending in digital portals to push digital sales
High conversion

with innovative financing processes using best-of-breed fintech features
New Revenue streams

for merchants from loan commissions
Increase your working capital

instant payout within 24 hours ensures financial flexibility
Quick time-to-market

with an easy-to-integrate, flexibly scalable lending platform